Charlotte Homes with Waterfront Lot Description

Welcome to Charlotte, North Carolina—an enchanting city that beautifully marries Southern charm with urban sophistication. Nestled in Mecklenburg County, Charlotte is not only the largest city in North Carolina but also a vibrant hub for business, culture, and recreation. With its rich history, diverse communities, and thriving economy, it’s no wonder that Charlotte consistently ranks as one of the fastest-growing cities in the United States.

One of the most captivating features of Charlotte is its stunning waterfront properties. Imagine waking up to the serene views of shimmering lakes and rivers, where the gentle sounds of nature become your morning soundtrack. Homes with waterfront lots in Charlotte offer a unique blend of tranquility and convenience, allowing you to enjoy the best of both worlds. These properties are often situated near popular recreational spots, perfect for boating, fishing, or simply soaking in the sun on a warm afternoon.

Whether you’re seeking a charming cottage by the lake or a luxurious estate with expansive views, Charlotte’s waterfront real estate market has something for everyone. The proximity to the city’s bustling downtown means you can easily access world-class dining, shopping, and entertainment while returning to your peaceful retreat at the end of the day.

With its welcoming neighborhoods, excellent schools, and a rich tapestry of cultural experiences, Charlotte is the ideal place to call home. Explore the possibilities of waterfront living in this dynamic city, where every day feels like a vacation. Embrace the lifestyle you’ve always dreamed of in the heart of the Carolinas!

Newest Charlotte Homes with Waterfront Lot Description

$5,225,000

5 Beds ⋅ 7 Baths ⋅ 4405841 MLS ⋅ ACTIVE Status

A private gate introduces this modern waterfront masterpiece in the prestigious Sanctuary community, where architecture, light, and water converge. A pivoting front door opens to a dramatic great room with 12’ ceilings, collapsing glass walls, French oak floors, and a linear gas fireplace—all framing panoramic wooded views of Lake Wylie. The sculptural kitchen centers on an oversized waterfall island wrapped in backlit Crystalita stone and is equipped with professional-grade appliances: WOLF 6-burner range, True custom refrigeration, pellet ice maker, double-drawer dishwashers, and a fully appointed scullery with Miele coffee system. The main-level owner’s suite is a private retreat with screened in porch, fireplace, boutique-style closets, and a spa bath featuring illuminating stone, dual vanities, dual water closets, oversized dual-entry rain shower, and soaking tub. Upstairs are four generous bedrooms with ensuite and Jack-and-Jill configurations. Flexible lifestyle spaces include a bonus room, theater-ready room, wellness/yoga room, exercise room, and wet-bar-ready studio. Dual laundry rooms and a quartzite drop zone with personal lockers add everyday ease. Resort-style outdoor living showcases a heated saltwater pool, outdoor bath, in-ground trampoline, and covered lake-view balcony with IPE flooring, heaters, fans, and gas fireplace. Dock plans previously approved by Duke Energy & HOA. Garages include a two-car attached, a framed/plumbed/wired two-car detached with carriage house plans, plus a golf-cart garage in the basement. Smart home features: Lutron controls, Emtek hardware, designer lighting, Sonos sound system. Community amenities: boat slip, tennis courts, pool, playground, fitness center and kayak storage for lease. Shopping, dining, airport, and Uptown Charlotte at your fingertips. A residence designed not just to live in—but to experience. For more information regarding the community, visit: https://thesanctuaryatlakewylie.com/living-at-the-sanctuary/

13702 Sage Thrasher Lane, Charlotte

Listing courtesy of Selling Queen City Realty LLC. linacheanixon@gmail.com

$1,095,000

2 Beds ⋅ 3 Baths ⋅ 4404248 MLS ⋅ ACTIVE UNDER CONTRACT Status

Peaceful waterfront retreat nestled on a beautifully wooded lot in a protected cove with breathtaking main channel views. This exceptional home offers year-round lake living with the relaxed feel of a private vacation getaway. The open floor plan showcases vaulted ceilings, beautiful flooring, and soaring windows that fill the home with natural light while framing the picturesque water views. The inviting great room flows seamlessly into the dining area and well-appointed kitchen, creating the perfect space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, a breakfast bar with ample seating, and a pantry. The spacious main-level primary suite offers dual vanities, a large walk-in shower, and a walk-in closet. Upstairs, you'll find an additional bedroom, full bath, and versatile flex room ideal for a home office, guest space, or hobby room. Step outside to experience the best of lake living. Enjoy peaceful mornings and spectacular sunsets from the covered deck, host family and friends on the expansive entertaining deck, or spend endless days on the water from the covered dock complete with a seating area and boat lift. A detached two-car garage provides additional storage for vehicles and lake toys. Conveniently located just minutes from shopping, dining, and everyday amenities, this waterfront gem offers the perfect balance of privacy, tranquility, and easy access to everything you need.

18532 Rosapenny Road, Charlotte

Listing courtesy of Keller Williams Connected. drew@lwman.com

$1,800,000

4 Beds ⋅ 4 Baths ⋅ 4402366 MLS ⋅ ACTIVE Status

There are homes that impress, and then there are homes that simply linger in your memory. Nestled within the prestigious gated community of Courance, this extraordinary French Country estate is one of those rare residences where timeless architecture, exceptional craftsmanship, and breathtaking surroundings come together in perfect harmony. Designed with authenticity and enduring elegance in mind, every space reflects a level of quality seldom found in today's construction. A jewel of this amazing neighborhood, this was the developers personal home when built. Handcrafted millwork, rich, large plank pine floors, soaring ceilings, natural stone, and walls of windows create an atmosphere that is both grand and warmly inviting. Gracious formal rooms blend effortlessly with comfortable gathering spaces, offering the ideal setting for intimate evenings or unforgettable entertaining. The beautifully appointed kitchen serves as the heart of the home, flowing seamlessly into inviting living spaces that capture picturesque views of the lake and meticulously landscaped grounds. The luxurious main-level owner's retreat offers a peaceful sanctuary with access to the upper terrace. Generously sized guest suites provide exceptional comfort and privacy for family and friends. Outdoor living is equally remarkable, with covered terraces, manicured gardens, and tranquil water views creating a setting that feels worlds away while remaining just minutes from Charlotte's finest dining, shopping, and private schools. Residents and their guests are allowed to have access to use Pellyn Wood Lake. Homes of this caliber are exceptionally rare. More than a residence, this is a legacy property—crafted to be treasured today and admired for generations to come.

2214 La Maison Drive, Charlotte

Listing courtesy of Wallace Realty. jaynehelms@gmail.com

$400,000

4403091 MLS ⋅ ACTIVE Status

Lake Wylie MAIN CHANNEL!!! WATERFRONT!!!! DOCKABLE!!! ...Incredible opportunity to build your Dream Home right next to the HGTV Dream Home. Lake Living!!! with Big views overlooking the Main Channel. Design your new home or choose from the builders plans. Buyer must contract to build the New Home with Knotts Builders. Reach out for details and see what's possible. Very convenient to shopping, restaurants, and the airport. It's like you are on vacation everyday living on the lake!!! Boating, fishing, skiing and pleasure cruising right in your backyard!!!

13742 Petworth Court, Charlotte

Listing courtesy of ProStead Realty. mikejonesbroker@gmail.com

$588,000

3 Beds ⋅ 3 Baths ⋅ 4401649 MLS ⋅ ACTIVE UNDER CONTRACT Status

You can be on the lake enjoying the summer; rarely does an opportunity like this come along! This exceptional waterfront condo on Lake Wylie offers breathtaking lake views from nearly every room and is thoughtfully appointed with state-of-the-art smart-home technology, featuring voice-activated controls throughout. Relax with spectacular sunset views from both the upper and lower lakeside decks, creating the perfect setting for entertaining or unwinding. The chef-inspired kitchen is equipped with a Frigidaire Gallery range with Air Fry, newer stainless steel appliances, expansive granite countertops, a wet bar, luxury vinyl plank flooring, and abundant workspace. The inviting living room is anchored by a dramatic floor-to-ceiling slate fireplace flanked by custom built-in shelving. Retreat to the luxurious primary suite, where the spa-inspired bath features an Ariel steam shower with a jetted soaking tub for the ultimate in relaxation. The lower level offers a spacious guest bedroom with a private bath and versatile bonus room, with sliding glass doors opening to the expanded deck and waterfront views. Completing this incredible offering is highly desirable Boat Slip #59, making it effortless to enjoy boating, fishing, and all that Lake Wylie has to offer. Don't miss your chance to embrace the ultimate lakefront lifestyle.

7324 Lakefront Drive Unit #2, Charlotte

Listing courtesy of Howard Hanna Allen Tate Charlotte South. dorthe.h@allentate.com

$175,000

4399479 MLS ⋅ ACTIVE Status

Build your dream lakefront retreat on this exceptional .62-acre waterfront homesite in the desirable Mt Isle Harbor community. Offering approximately 76 feet of shoreline on beautiful Mountain Island Lake, this property features a gently sloping, walkout basement setting with expansive water views and endless possibilities for custom design. The sale includes a Deed of Exclusive Right to use Boat Slip #87, conveniently located just across the street from the community boat storage area. Bring your own builder and create the lake lifestyle you've always envisioned, with plenty of space for outdoor living, entertaining, and enjoying the peaceful surroundings. Mt Isle Harbor offers outstanding amenities, including an Olympic-sized pool, clubhouse, tennis courts, soccer field, walking trails, playground, and lake access. Ideally located just minutes from Uptown Charlotte, Charlotte Douglas International Airport, shopping, dining, and everyday conveniences, this rare waterfront opportunity combines the tranquility of lake living with the accessibility of city amenities.

2125 Mt Isle Harbor Drive, Charlotte

Listing courtesy of Berkshire Hathaway HomeServices Elite Properties. michael@michaelolsonrealty.com

$900,000

4 Beds ⋅ 3 Baths ⋅ 4400018 MLS ⋅ ACTIVE Status

Welcome to this 4-bedroom, 3-bathroom waterfront retreat on the Charlotte side of Lake Wylie, offering stunning views and an unbeatable location just minutes from Fort Mill, Tega Cay, and I-77. This property is a boater’s dream, featuring a solid seawall with rip rap, two piers, a floating dock, and a floating boathouse with boat ramp ready for your personal touch. A newer HVAC system adds comfort and peace of mind, while the impressive 1,000 sq ft detached shop (25x40) with a large roll-up door 12x14 offers incredible space for storage, hobbies, or a workshop. Whether you’re looking to update and personalize or invest in a rare lakefront opportunity with approximately 198ft of shoreline, this home delivers the location, water access, and space that’s hard to find. Come see the potential for yourself and schedule your showing today!

15722 Rhinehill Road, Charlotte

Listing courtesy of Keller Williams Connected. jordan.keatonrealtor@gmail.com

$3,695,000

4 Beds ⋅ 5 Baths ⋅ 4327010 MLS ⋅ ACTIVE Status

Picture this: you're standing at the threshold of a 16-foot Fleetwood door, fully retracted into the wall. The warm breeze hits your skin, golden hour is doing its thing across the lake, and you feel like you're on vacation. But you're not. You're looking at your backyard. You are home. This is the kind of place that changes the rhythm of your life. Slower mornings with coffee on the deck while the water is still glass. Long afternoons by the pool with people you love. Dinners that stretch into sunsets because nobody wants to go inside. And on the 4th of July, the fireworks happen right off the back yard — you don't drive anywhere, you don't fight for parking, you just pour another drink and watch the sky from your own shoreline. Set on a private 0.85-acre peninsula directly on Lake Wylie's main channel, the home is wrapped in approximately 300 feet of shoreline with water on nearly every side. The lake is in every window — kitchen, living room, primary suite, lower-level in-law suite. It's not a feature of this home. It's the whole point. Outside is where the magic really lives. A newly installed 18' x 38' saltwater pool and jacuzzi spa overlook the water, set into an expansive travertine terrace built for entertaining the way you've always wanted to. Newly added landscape and patio lighting completely transform the property after dark — it has the warm glow of somewhere you'd book for a long weekend. There's a turf putting green for lazy Sunday competitions, a regulation cornhole setup, basketball hoop, and a flat grassy yard with genuine room to play (anyone who's shopped lake lots knows how rare that is). The Duke Energy-approved dock permit is already in place for future waterfront expansion. Inside, the home feels as gracious as it does grand. The main level runs on soaring 12-foot ceilings and newly installed 6-inch white oak floors that warm the whole space. The chef's kitchen is anchored by a Thermador range with steam oven and separate full-height refrigerator and freezer columns, with open sightlines flowing to the dining and living areas — the kind of layout that lets the cook stay part of the conversation. Three fireplaces in total bring a sense of soul to the home. A Heat & Glo indoor/outdoor fireplace bridges the dining area and the covered deck, so you can sit on either side of the flame depending on the season. A custom wood-burning fireplace and a statement sink — both designed and built by the artisans at Reaching Quiet of Charlotte — bring a level of craftsmanship to the main floor that you genuinely can't replicate. The third fireplace warms the private lower-level in-law suite, where guests or extended family get their own retreat with the same lake views. The oversized covered deck off the living room is framed in beautiful cedar beams, and when the Fleetwood door is fully open, indoor and outdoor become one seamless room. When you're ready to leave home (you won't be in a hurry), a short golf cart ride brings you to The Palisades Country Club, where members enjoy a Jack Nicklaus-designed golf course, driving range, pickleball, tennis, and basketball courts, a state-of-the-art fitness center, and clubhouse dining (membership separate). The property is also conveniently located near a variety of established independent, private, and public charter school options, and just 25 minutes from Charlotte Douglas International Airport — easy in, easy out, whether you're a frequent traveler or hosting guests from out of state. Additional highlights include deep year-round water and no HOA — the freedom to live, host, and enjoy the lake exactly the way you want to. Homes like this don't simply come to market — they arrive. Come see it in person. The photos are beautiful, but the feeling is something else entirely.

16525 Forest Home Road, Charlotte

Listing courtesy of EXP Realty LLC Rock Hill. ken@teamvininggroup.com

$1,222,000

3 Beds ⋅ 3 Baths ⋅ 4395949 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome home to lake life! Nestled in desirable Withers Cove on Lake Wylie, this beautifully updated 3-bedroom, 3-bath waterfront home offers a rare opportunity to enjoy waterfront living year-round just 20 minutes from Charlotte Douglas International Airport, Uptown Charlotte, shopping, dining, and major highways. Whether you’re searching for a primary residence, a weekend retreat, or a work-from-home escape, this property delivers the perfect balance of lakefront tranquility and everyday convenience. This move-in-ready home has been meticulously maintained and thoughtfully updated throughout. Natural light fills the open floor plan, highlighting bamboo flooring, water views, and inviting living spaces. The updated kitchen features soft-close cabinetry, quartz countertops, updated appliances, and flows seamlessly into the dining and living areas. The entire home has been professionally painted, creating a fresh and welcoming feel. The vaulted living room serves as the heart of the home, featuring a cozy gas fireplace and plenty of space for movie nights or game-day gatherings. Just beyond, the sunroom provides the perfect spot for morning coffee, working from home, reading a book, or enjoying a favorite puzzle. The spacious primary suite offers a private retreat with a large walk-in closet, an updated bathroom, and direct access to a private deck and hot tub overlooking the water. Step outside to discover multiple decks and outdoor living spaces designed to maximize enjoyment of the waterfront setting. Whether entertaining or heading out for an evening boat ride, this home was made for lake living. The private dock offers approximately 6 to 8 feet of water depth with year-round lake access. Rebuilt in 2016, the dock features a Doozie boat lift designed to accommodate up to a 6,000-pound tritoon boat. Recent improvements include connection to city water and sewer, a Lennox HVAC system with all-new ductwork, and an upgraded electrical panel with EV charging capability. The detached workshop is wired with 240-volt service and offers endless possibilities for hobbies, projects, storage, or a creative workspace. Above the garage, you’ll find finished, climate-controlled storage space complete with its own mini-split system. The walk-in crawlspace features a workbench and provides ample space for storing lawn equipment, tools, and outdoor gear. With no HOA, a quiet cove location, and extensive improvements already completed, this exceptional waterfront property is ready for its next owner to move in and start enjoying everything Lake Wylie has to offer.

6236 River Cabin Lane, Charlotte

Listing courtesy of Highgarden Real Estate. kwood@highgarden.com

$519,000

2 Beds ⋅ 3 Baths ⋅ 4394925 MLS ⋅ ACTIVE Status

WOW! Panoramic main channel views of Lake Wylie and an assigned boat slip included! Experience lake life at its finest in this rare two-story waterfront condo at Emerald Point. This beautifully updated unit features new flooring, new stainless-steel appliances, updated fixtures, and fresh paint throughout. Enjoy breathtaking sunsets from either your upper or lower deck while taking in the expansive views of Lake Wylie. The unique lower-level living space is perfect for entertaining after a day on the water. Pull your boat into your dedicated slip, stroll along the boardwalk, and gather with friends at your private bar area. A spiral staircase connects both levels and provides access to the upper deck, creating the perfect indoor-outdoor lakefront lifestyle. Residents of Emerald Point enjoy fantastic amenities including a community pool, marina, kayak and paddleboard storage, and direct lake access. Conveniently located just minutes from the airport, Charlotte Premium Outlets, I-485, and a variety of shopping and dining options, this property offers the perfect combination of waterfront living and city convenience. Whether you’re looking for a full-time residence, a weekend getaway, or investment opportunity, this Lake Wylie gem is one you don’t want to miss!

7332 Lakefront Drive Unit #4, Charlotte

Listing courtesy of Rinehart Realty Corporation. 973-714-0999

$515,000

3 Beds ⋅ 4 Baths ⋅ 4393361 MLS ⋅ ACTIVE Status

Experience exceptional waterfront living in the highly sought-after gated community of The Yachtsman on Lake Wylie. Perfectly positioned to capture breathtaking panoramic water views and unforgettable sunsets, this beautifully remodeled waterfront townhome offers a rare opportunity to enjoy resort-style lake living at its finest. This spacious residence features three bedrooms, each with its own private en-suite bath, plus a convenient main-level half bath. The home showcases a stunning modern chef’s kitchen featuring porcelain countertops, custom open shelving, a built-in wine cabinet, beverage refrigerator, gas cooktop, stainless steel appliances, and premium finishes throughout. Top of the line whole-house water softener and Water heater installed in 2022, Furnace 2024. Retreat to the private outdoor spaces where you can relax in the Signature Platinum six-person hot tub spa, entertain guests, or simply take in the tranquil waterfront setting. The community amenities include a private waterfront beach, boat slips & storage, lake access, walking trails, tennis courts, scenic ponds, a resort-style waterfront pool, and clubhouse. A rare opportunity to own a completely remodeled waterfront home with extraordinary Lake Wylie views, modern luxury finishes, and premier resort-style amenities in one of the lake’s most desirable gated communities.

14039 Queens Harbor Road, Charlotte

Listing courtesy of The Agency - Charlotte. Rachael.Bryant@theagencyre.com

$1,390,000

7 Beds ⋅ 5 Baths ⋅ 4393885 MLS ⋅ ACTIVE Status

Quietly tucked along the wooded shoreline of Lake Wylie, this 2023 custom-built modern farmhouse pairs refined lakefront living with a warm, designer-caliber interior across three beautifully finished levels. With seven bedrooms, five bathrooms, and a three-car garage, the home lives large yet feels thoughtfully scaled, offering elevated spaces for everyday living, multi-generational needs, and memorable entertaining. The light-filled main level where hardwoods, crisp millwork, and an airy open concept create a sophisticated backdrop for the heart of the home. The chef’s kitchen impresses with custom white shaker cabinetry, quartz countertops and full-height backsplash, farmhouse sink, stainless gas cooktop and double wall ovens, generous pantry, and an expansive kitchen island with seating for a crowd, with stylish designer pendant lighting and hardware. Just beyond, the dining room floats between kitchen and living room, anchored by a wall of windows that capture tranquil wooded views. The living room is both elegant and comfortable, centered by a gas fireplace with a classic mantel that invites conversation or quiet evenings at home. Expansive sliding glass doors extend the living space onto the covered porch, for lounging, dine al fresco, and take in the natural surroundings. A welcoming entrance foyer, dedicated drop zone, and main-level guest suite or office with full bathroom provide flexibility and function. The main-level primary suite is as a true retreat, showcasing a spa-inspired bathroom featuring a fully tiled shower with frameless glass, freestanding soaking tub, dual vanities with rich cabinetry and brass fixtures, and separate water closet. An expertly designed custom storage primary closet connects directly to the laundry room for effortless day-to-day living. Upstairs, a generous loft offers an additional gathering space for movie nights, homework, or play, complemented by three secondary bedrooms and two well-appointed bathrooms featuring custom tilework and on-trend fixtures. Each bedroom enjoys ample closet space and natural light, making the upper level ideal for family, guests, flex rooms, or additional home office space. Thoughtful storage, including accessible attic space, keeps the home as practical as it is beautiful. The fully finished walk-out basement is designed for elevated recreation, with a large entertainment room that easily accommodates media seating, game tables, and more. A sleek kitchenette with full-size refrigerator, sink, and extensive cabinetry makes hosting effortless, whether you are serving game-day snacks or weekend guests spilling out to the covered patio and fenced backyard. Two additional bedrooms and a full bathroom on this level create the perfect haven for guests or extended family, while unfinished areas offer room for a home gym, hobby space, or customized storage. Outdoor living is a natural extension of the home, with a covered front porch, expansive main level porch, lower-level patio, fenced yard, and private path to the water’s edge for paddleboarding, kayaking, canoeing, or simply floating the afternoon away. An in-ground irrigation system fed from the lake keeps the lush landscaping and lawn looking pristine with minimal effort, and the three-car garage provides abundant space for vehicles, lake gear, and storage. Located within an intimate enclave of just ten homesites surrounded by more than 100 acres of permanently protected land held by the Catawba Lands Conservancy, this residence offers rare privacy and an immersive natural setting without sacrificing convenience. Everyday amenities and destination experiences are within easy commute, including The Palisades Country Club, Providence Pastures equestrian, Rivergate Shopping Center, and Charlotte Douglas International Airport.

16515 Munson Hill Road, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 980-316-4454

Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: